Top Paying Adsense Keywords For 2014

Make this 2014 for yourself if you are an Adsense Publisher, you always want to increase your earning through clicks. Sometimes it happens that you have good CTR, I mean you are getting a good number clicks from Adsense but your estimated earning is low. For example, you gave got 40 clicks and your estimated earning was $0.77! It’s really an unexpected earning.
You aren’t responsible for this low earning. Actually Low CPC (Cost Per Click) is responsible for it. You might have noticed that Adsense shows Ads according to post contents. Specifically we can say that Ads are related with post’s keywords. CPC is related with these keywords.

Google to Start Paying Nigeria Adsense Publishers via Bank Transfer

The only payment option available for Nigeria Adsense Publishers is via Check/Cheque.
Although my blog is just some weeks old now,adsense haven't approve it. But i have adsense on one of my mobile websites. 
The irritating part of the payment via cheque method is that I have to wait for a minimum of 21 days before the bank clears the cheque.
2 days after i received a message from Google that there is an upcoming updates to my Adsense account in respect to the mode of payment.
Read the full message below:

Hello,
We’d like to let you know about important upcoming changes affecting your payment options.
As you may have heard, we’re currently rolling out improvements to the Payments page in AdSense. The upgrades are designed to provide you with a better, faster payments experience, and your account will be upgraded shortly.
After this upgrade, we will offer the option to receive payments by international bank transfer. Bank transfer is a fast, secure and reliable alternative to receiving payments by cheque.
With this change, we are also simplifying our cheque payment options by discontinuing express delivery secure cheques and courier tracking numbers.
Unlike the secure cheque payment option, Google doesn’t charge a fee to send bank transfer payments. We recommend that you ask your bank about any fees or commissions that they may charge for receiving bank transfers. Visit our Help Centre for full details about receiving payments by bank transfer (https://support.google.com/adsense/answer/3372975). Standard delivery
cheques will remain available.
These changes will only affect payments in future months. If you are scheduled to receive a payment this month, it will be issued using your current form of payment selection.
As part of this upgrade, your earnings will begin to accrue in US Dollars to match your selected payment currency. We’ve switched to US Dollar currency reporting to create a more convenient and intuitive payment experience for you.
You can now customise the performance report currency if you prefer to view reports in a different currency. Learn about changing the reporting currency in our Help Centre (https://support.google.com/adsense/answer/139783).
We’ll send you a future update after the upgrade is complete. We appreciate your patience during this transition period.
Yours sincerely,
The Google AdSense Team

Still waiting for this to come up!, what did you think about this good or bad